Consolidation

I just applied to consolidate my student loans thus locking in a super-low interest rate but forfeiting my grace period which would have let me not pay until November.

This means that I really need to find a job.

Of course, it's only a hundred and something dollars that I have to pay...over the next twenty years on the standard pay-back schedule. They of course stress that you can always send them more money if you want to.